Finding the Right Home for Y-O-U! Before you begin looking for your new home, there are steps you can take that will put you in a better position to afford a home. Talk with your real estate agent about what you want in a home, why you want to buy a home, and where you'd like to live. Also, consider sharing information about your lifestyle to help them assist you. Continue reading ...

Here's what the real estate experts are saying ... This time last year, many real estate experts expected a tough 2023 for the housing market. Inflation, supply chain disruptions, and soaring fuel prices harassed home buyers last year, leading to Georgia residents needing a whopping $139,831 salary just to meet market demands. Luckily the housing market saw a steep drop near the end of the year, and inflation has been slowly cooling too. As seen in Realtor.com, "National Housing & Economic Forecast 2023 Mid-year Update", housing is still costly this year. However, mortgage rates could drop to nearly 6% by year's end. Continue reading ...

As a Georgia first-time home buyer, you have lots of great resources available to you. The Peach State offers some assistance by way of homebuyer education courses and counseling. And, better still, you could be in line for cash assistance to help cover your down payment and closing cost needs. Mortgage lenders cater to first-time home buyers with low down payments, grant programs, and educational materials. For the first-time home buyer, finding the right mortgage can be quite a challenge. You will want to work with a lender that will give you the best rate, the right term, and the lowest closing costs, as quickly and efficiently as possible. Continue reading ...